:root{--primary-red:#c62828;--primary-blue:#0d47a1;--bg-light:#f4f7f6;--text-dark:#2c3e50;--text-light:#546e7a}body{font-family:Poppins,sans-serif;background:var(--bg-light);color:var(--text-dark);margin:0;line-height:1.8}.disclaimer-header-banner{background:linear-gradient(135deg,var(--primary-red),#e53935);color:#fff;padding:60px 20px;text-align:center}.disclaimer-header-banner h1{margin:0;font-size:2.5rem;font-weight:700}.disclaimer-header-banner p{opacity:.9;font-size:1.1rem;margin-top:10px}.main-content{max-width:900px;margin:-40px auto 60px;padding:0 20px;position:relative;z-index:10}.back-btn-container{margin-bottom:20px}.back-btn{display:inline-flex;align-items:center;text-decoration:none;color:var(--primary-red);font-weight:600;background:#fff;padding:10px 20px;border-radius:30px;box-shadow:0 4px 15px rgba(0,0,0,.1);transition:.3s ease}.back-btn:hover{transform:translateY(-3px);box-shadow:0 6px 20px rgba(198,40,40,.2)}.back-btn svg{margin-right:8px;height:18px;width:18px}.policy-card{background:#fff;border-radius:16px;padding:35px;margin-bottom:30px;box-shadow:0 10px 30px rgba(0,0,0,.05);border-left:5px solid var(--primary-red);transition:transform .3s ease}.policy-card:hover{transform:translateY(-5px)}.policy-card.highlight-warning{background:#fff5f5;border-left-color:#d32f2f}.card-header{display:flex;align-items:center;margin-bottom:25px}.card-icon{background:#ffebee;color:var(--primary-red);width:50px;height:50px;display:flex;align-items:center;justify-content:center;border-radius:12px;margin-right:15px}.card-icon svg{height:24px;width:24px}.card-title{margin:0;font-size:1.4rem;font-weight:600;color:var(--text-dark)}.card-content p{color:var(--text-light);font-size:.95rem;margin-bottom:10px}.policy-footer{text-align:center;padding:30px;color:var(--text-light);font-size:.9rem;border-top:1px solid #eee;margin-top:50px}@media (max-width:768px){.disclaimer-header-banner h1{font-size:1.8rem}.policy-card{padding:25px}}